经济援助的种类
的 four main sources for financial aid are the federal government, 州政府, 高等教育机构, 还有私人组织.
奖助金
奖助金 can be an important part of your financial aid package.
如果你已经填好了你的 Free Application for Federal Student 援助 (FAFSA), you’ve automatically applied for the major federal grant programs. To receive a grant, you must have financial need as defined by the federal government. 你也一定要遇见 资格 经济资助的要求
的re are two major types of federal grants:
联邦佩尔助学金
的 佩尔助学金 program is the federal government’s largest student financial aid program. 的 maximum 佩尔助学金 is based on full-time enrollment. 的 actual amount you get depends on a number of 资格 factors. If you’ve already received a bachelor’s degree, you’re not eligible for a 佩尔助学金.
Federal 补充教育机会补助金
佩尔助学金 recipients with exceptional financial need may qualify for the Federal 补充教育机会补助金 (FSEOG). 拨款的资金是有限的. Priority is given to students with the lowest Expected Family Contribution (EFC) that completed their FAFSA early. A typical grant is $400 for the academic year.
贷款
Almost all students qualify for loans, regardless of their family income. 美国.S. Department of Education provides low-interest loans, which are called federal Direct 贷款.
才有资格申请贷款, you must enroll in at least six credit hours in a program that’s eligible for financial aid.
贷款是一项严肃的承诺. 你需要签署一份法律合同, 称为主本票(MPN), that gives you certain rights and responsibilities as a borrower. 通过签署这份合同, you’re agreeing to pay back the money you borrowed—with interest—after you leave school. If you don’t, there are consequences that affect your credit and other factors.
联邦直接贷款的种类
直接贷款有两种类型:
- 学生直接贷款 帮助支付他们的教育费用
- 家长直接PLUS贷款 to help pay for their dependent children’s education. We encourage students to apply for the Federal Direct 贷款 (subsidized and unsubsidized) prior to determining PLUS 贷款 资格.
联邦贷款vs. 私人贷款
Federal loans are a better deal than loans from private lenders. Federal student loans generally have lower interest rates that are fixed, 慷慨的还款计划, 没有还款罚款, 没有信用审查(PLUS贷款除外).
了解更多信息
的 联邦政府网站 offers lots of detailed information about loans.
奖学金
许多学生都有资格获得奖学金. Some scholarships require financial need, some are based on merit, and some combine both criteria. 的re also are special scholarships for students with disabilities. For more information on how to apply visit the 奖学金的页面.
联邦工作研究
Federal Work-Study provides part-time jobs for undergraduate students with financial need, allowing them to earn money to help pay education expenses. 的 program encourages community service work and work related to the student’s course of study. Students may not work more than 25 hours per week; hours vary by department.
学生就业要求
- Currently enrolled in at least 6 credit hours
- 完整的d a FASFA application for the current academic year
- 至少2.0的绩点
- 完整的 学生就业申请
- Work study award approved through the 金融援助 Office
- Participation in two (2) Student Employment Professional Development trainings per semester
If you are not sure if you have received or are eligible for a work-study award, 请拨打517与人力资源部联系.796.8468.